Insurance Dispute Lawyer Nova Scotia
Insurance Dispute Lawyer Nova Scotia
Insurance Dispute Lawyer: Turning Denials into Settlements in Nova Scotia
The letter arrives: “Claim Denied.” Suddenly, you’re facing mounting bills, endless paperwork, and an insurance company that treats you like a number instead of a person. Their maze of policies and procedures isn’t designed to help you – it’s designed to make you give up.
You don’t have to face this battle alone. With an experienced insurance dispute lawyer by your side, you gain the legal muscle and strategic expertise needed to challenge their decision and fight for your rightful coverage.
Types of Insurance Claims We Handle
Disability Insurance Claims
Helping clients receive their entitled long-term disability benefits when insurers wrongfully deny or terminate coverage, whether through private insurance or group benefit plans.
Car Insurance Disputes
Life Insurance Claims
Property Insurance Disputes
Critical Illness Insurance
Employment Insurance Disputes
Why Choose LaViolette Law For Your Insurance Dispute?
Direct Access to Senior Legal Experience
Work directly with a lawyer with nearly 30 years of insurance dispute experience throughout your entire case. No case handoffs to junior associates or need to repeat your story to multiple lawyers.
No Fees Until We Win
We offer contingency fee arrangements, meaning you don’t pay legal fees until we secure your settlement.
Personal Attention to Your Case
As a boutique law firm, we provide individualized attention that larger firms can’t match.
Proven Track Record
Our extensive experience in insurance dispute resolution has helped countless Nova Scotians turn denied claims into fair settlements, giving you confidence in our ability to handle your case.
Strategic Approach
We understand insurance company tactics and how to counter them effectively. Our deep knowledge of insurance law and company practices helps us build stronger cases for our clients.
Client Succes Story
Don’t Let Insurance Companies Deny What’s Rightfully Yours
How We Turn Insurance Denials Into Fair Settlements
Initial Consultation
Case Investigation
Strategic Planning
Insurance Company Negotiations
Resolution
FAQs
Why Do Insurance Companies Deny Claims?
Insurance companies often deny claims to protect their profits. Common tactics include finding technical errors in paperwork, disputing the severity of injuries or damages, claiming pre-existing conditions, questioning policy coverage, or alleging late notification. They might also deny claims by arguing that you failed to provide sufficient documentation or that your policy doesn’t cover specific circumstances. Sometimes, they simply hope that complex procedures and delayed responses will discourage claimants from pursuing their rightful coverage. Understanding these tactics is crucial when challenging denied claims in Nova Scotia.
Is The Claim Really Excluded Under Policy Exclusions?
Insurance companies frequently cite policy exclusions to deny claims, but these denials aren’t always legitimate. Many times, insurers interpret exclusion clauses too broadly or apply them incorrectly. As experienced insurance dispute lawyers, we carefully analyze your policy’s exact wording, relevant case law, and Nova Scotia insurance regulations to determine if the exclusion truly applies. Often, what appears to be a valid exclusion can be successfully challenged with proper legal expertise.
What Can You Do If Your Insurance Claim Is Denied?
When facing an insurance claim denial, you have several options. First, request a detailed written explanation of the denial from your insurer. Gather all relevant documentation, including your policy, medical records, photos, and correspondence. Consider filing an internal appeal with the insurance company. However, consulting an insurance dispute lawyer often provides the best chance of success, as they can evaluate your case, identify legal grounds for challenge, and fight for your rightful coverage through negotiation or legal action.
What Should You Do If Your Insurance Company Refuses To Fully Compensate You?
Don’t accept an unfair settlement offer. Insurance companies often start with low offers hoping you’ll accept less than you deserve. Document all communication with your insurer, gather evidence of your full losses, and keep records of all related expenses.
Other Services We Offer
Injury and Insurance
Estate Planning
Estate Administration / Probate
Family Law
Civil Litigation
Other Legal Advice
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