Insurance Dispute Lawyer Nova Scotia

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Insurance Dispute Lawyer Nova Scotia

Turn a denied claim into the settlement you deserve.
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Insurance Dispute Lawyer: Turning Denials into Settlements in Nova Scotia

The letter arrives: “Claim Denied.” Suddenly, you’re facing mounting bills, endless paperwork, and an insurance company that treats you like a number instead of a person. Their maze of policies and procedures isn’t designed to help you – it’s designed to make you give up.

You don’t have to face this battle alone. With an experienced insurance dispute lawyer by your side, you gain the legal muscle and strategic expertise needed to challenge their decision and fight for your rightful coverage.

Schedule a Consultation
Call (902) 832-2100

Types of Insurance Claims We Handle

Disability Insurance Claims

Helping clients receive their entitled long-term disability benefits when insurers wrongfully deny or terminate coverage, whether through private insurance or group benefit plans.

Car Insurance Disputes

Fighting for fair compensation when auto insurers deny claims, offer inadequate settlements, or dispute liability after accidents and collisions.

Life Insurance Claims

Advocating for beneficiaries when life insurance companies deny claims based on policy exclusions, alleged application errors, or coverage disputes.

Property Insurance Disputes

Representing homeowners and businesses when insurers deny or undervalue claims for property damage, theft, or natural disasters.

Critical Illness Insurance

Challenging claim denials and securing benefits for clients diagnosed with serious medical conditions covered under their critical illness policies.

Employment Insurance Disputes

Challenging claim denials and securing benefits for clients diagnosed with serious medical conditions covered under their critical illness policies.
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Why Choose LaViolette Law For Your Insurance Dispute?

Direct Access to Senior Legal Experience

Work directly with a lawyer with nearly 30 years of insurance dispute experience throughout your entire case. No case handoffs to junior associates or need to repeat your story to multiple lawyers.

No Fees Until We Win

We offer contingency fee arrangements, meaning you don’t pay legal fees until we secure your settlement.

Personal Attention to Your Case

As a boutique law firm, we provide individualized attention that larger firms can’t match.

Proven Track Record

Our extensive experience in insurance dispute resolution has helped countless Nova Scotians turn denied claims into fair settlements, giving you confidence in our ability to handle your case.

Strategic Approach

We understand insurance company tactics and how to counter them effectively. Our deep knowledge of insurance law and company practices helps us build stronger cases for our clients.

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Client Succes Story

We first met Laurie at a presentation she gave at my husband’s office a number of years ago. We were so impressed with the quality of the information she provided there that we decided to retain her services in helping us to complete our estate planning. We’ve since met with her several times to update our wills. Laurie immediately puts people at ease with her relaxed and friendly manner. She’s always very knowledgeable and helpful in answering any of our questions, and she provides prompt, efficient service. We would highly recommend Laviolette Law.

Tammy Kelley

Laurie was very helpful to me while dealing with a personal injury case. She was always prompt with responses and also showed empathy throughout the (very long) process. I was very satisfied in the end and I was happy to have used Laurie as representation.

Morgan June Haney

Laurie handled the legal work for a recent home purchase (a private sale) and more recently my Will, POA and Health Directive. Laurie is professional, and thorough. She has been my lawyer for many years and I trust her work and advice. I continue to refer friends and family to her!

Kelly Lipton

My experience with Legacy Law was excellent. Laurie and her staff are always prompt and professional. The assistance provided was truly appreciated.
I recommend Legacy Law and will continue my association in the future.

Robert Houseman

“Laurie C. LaViolette recently represented me in a very stressful court battle. The outcome would not have been a success without her professionalism, positive attitude, and overall preparedness. She was extremely thorough in her case research, courtroom presentation and cross examination of the many witnesses involved. Her vast legal experience and focus toward the end goal certainly shone through in court.
My family and I feel extremely fortunate to have had her in our corner! ”

Bill Powell

Don’t Let Insurance Companies Deny What’s Rightfully Yours

Take the first step toward getting the coverage you deserve. Our experienced insurance dispute lawyer will review your case and explain your options.
Schedule Your Free Consultation
Call (902) 832-2100

How We Turn Insurance Denials Into Fair Settlements

Initial Consultation

We start with a free case review to understand your situation. You’ll speak directly with an experienced insurance dispute lawyer who will evaluate your case and explain your legal options.

Case Investigation

We gather all necessary documentation, including insurance policies, correspondence, and supporting evidence. Our team thoroughly reviews your claim details to build a strong case against the insurance company.

Strategic Planning

Based on our investigation, we develop a customized legal strategy. We’ll explain our approach, set realistic expectations, and outline the steps we’ll take to challenge your claim denial.

Insurance Company Negotiations

We handle all communication with the insurance company, using our experience and legal expertise to counter their tactics and negotiate for the settlement you deserve.

Resolution

Whether through negotiation or court action, we fight to secure your rightful coverage. Throughout the process, you’ll work directly with your lawyer, who keeps you informed and involved in all important decisions.

FAQs

Why Do Insurance Companies Deny Claims?

Insurance companies often deny claims to protect their profits. Common tactics include finding technical errors in paperwork, disputing the severity of injuries or damages, claiming pre-existing conditions, questioning policy coverage, or alleging late notification. They might also deny claims by arguing that you failed to provide sufficient documentation or that your policy doesn’t cover specific circumstances. Sometimes, they simply hope that complex procedures and delayed responses will discourage claimants from pursuing their rightful coverage. Understanding these tactics is crucial when challenging denied claims in Nova Scotia.

Is The Claim Really Excluded Under Policy Exclusions?

Insurance companies frequently cite policy exclusions to deny claims, but these denials aren’t always legitimate. Many times, insurers interpret exclusion clauses too broadly or apply them incorrectly. As experienced insurance dispute lawyers, we carefully analyze your policy’s exact wording, relevant case law, and Nova Scotia insurance regulations to determine if the exclusion truly applies. Often, what appears to be a valid exclusion can be successfully challenged with proper legal expertise.

What Can You Do If Your Insurance Claim Is Denied?

When facing an insurance claim denial, you have several options. First, request a detailed written explanation of the denial from your insurer. Gather all relevant documentation, including your policy, medical records, photos, and correspondence. Consider filing an internal appeal with the insurance company. However, consulting an insurance dispute lawyer often provides the best chance of success, as they can evaluate your case, identify legal grounds for challenge, and fight for your rightful coverage through negotiation or legal action.

What Should You Do If Your Insurance Company Refuses To Fully Compensate You?

Don’t accept an unfair settlement offer. Insurance companies often start with low offers hoping you’ll accept less than you deserve. Document all communication with your insurer, gather evidence of your full losses, and keep records of all related expenses.

Other Services We Offer

Injury and Insurance

Laurie C. LaViolette represents clients who have injury and accident claims resulting from motor vehicle accidents, slip and falls, work related injuries, disability claims and more...
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Estate Planning

Estate planning allows you to provide for your family or heirs by creating a Will, making funeral arrangements in advance, appointing someone to act as your financial voice through a power of attorney...
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Estate Administration / Probate

Our team of lawyers can guide you through every step of the Probate process whether or not there is a valid Will and we make sure that all time limits are met and documents...
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Family Law

Laurie C. LaViolette has the experience and knowledge to assist you with family law matters. While the goal is to help you avoid litigation whenever possible by negotiating agreements, she is an experienced litigator as well....
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Civil Litigation

Litigation is the process of taking legal action through a proceeding or law suit. In addition to Injury and Insurance litigation, LaViolette Law represents both plaintiffs and defendants in other matters...
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Other Legal Advice

For clients who simply request legal advice on a particular issue, we conduct legal research, prepare memoranda and provide our professional opinion. We will meet with you to discuss our findings and prepare a written report as to our opinion.
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